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  • 閱讀理解A
    題干:Duringthepastgeneration,theAmericanmiddle-classfamilythatoncecouldcountonhardworkandfairplaytokeepitselffinanciallysecurehasbeentransformedbyeconomicriskandnewrealities.Nowapinkslip,abaddiagnosis,oradisappearingspousecanreduceafamilyfromsolidlymiddleclasstonewlypoorinafewmonths.Injustonegeneration,millionsofmothershavegonetowork,transformingbasicfamilyeconomics.Scholars,policymakers,andcriticsofallstripeshavedebatedthesocialimplicationsofthesechanges,butfewhavelookedatthesideeffect:familyriskhasrisenaswell.Today'sfamilieshavebudgetedtothelimitsoftheirnewtwo-paycheckstatus.Asaresult,theyhavelosttheparachutetheyoncehadintimesoffinancialsetback-aback-upearner(usuallyMom)whocouldgointotheworkforceiftheprimaryearnergotlaidofforfellsick.This“added-workereffect"couldsupportthesafetynetofferedbyunemploymentinsuranceordisabilityinsurancetohelpfamiliesweatherbadtimes.Buttoday,adisruptiontofamilyfortunescannotlongerbemadeupwithextraincomefromanotherwise-stay-at-homepartner.Duringthesameperiod,familieshavebeenaskedtoabsorbmuchmoreriskintheirretirementincome.Steelworkers,airlineemployees,andnowthoseintheautoindustryarejoiningmillionsoffamilieswhomustworryaboutinterestrates,stockmarketfluctuation,andtheharshrealitythattheymayoutlivetheirretirementmoney.Formuchofthepastyear,PresidentBushcampaignedtomoveSocialSecuritytoasavings-accountmodel,withretireestradingmuchoralloftheirguaranteedpaymentsforpaymentsdependingoninvestmentreturns.Foryoungerfamilies,thepictureisnotanybetter.Boththeabsolutecostofhealthcareandtheshareofitbornebyfamilieshaverisen-andnewlyfashionablehealth-savingsplansarespreadingfromlegislativehallstoWal-Martworkers,withmuchhigherdeductiblesandalargenewdoseofinvestmentriskforfamilies'futurehealthcare.Evendemographicsareworkingagainstthemiddleclassfamily,astheoddsofhavingaweakelderlyparent-andalltheattendantneedforphysicalandfinancialassistance-havejumpedeightfoldinjustonegeneration.Fromthemiddle-classfamilyperspective,muchofthis,understandably,looksfarlesslikeanopportunitytoexercisemorefinancialresponsibility,andagooddealmorelikeafrighteningaccelerationofthewholesaleshiftoffinancialriskontotheiralreadyoverburdenedshoulders.Thefinancialfallouthasbegun,andthepoliticalfalloutmaynotbefarbehind.
    題目:Which of the following is the best title for this text?
  • A 、The Middle Class on the Alert.
  • B 、The Middle Class on the Cliff.
  • C 、The Middle Class in Conflict.
  • D 、The Middle Class in Ruins.

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參考答案

【正確答案:B】

主旨題。本題考查考生對(duì)全文內(nèi)容的理解。文章第一段提到的“一個(gè)穩(wěn)固的中產(chǎn)階級(jí)家庭 幾個(gè)月內(nèi)就能變成貧困戶”說(shuō)明了中產(chǎn)階級(jí)家庭的經(jīng)濟(jì)極其不穩(wěn)定。第二、三段都圍繞“中 產(chǎn)階級(jí)家庭經(jīng)濟(jì)風(fēng)險(xiǎn)增加”展開論述。最后一段提到, 政府把金融風(fēng)險(xiǎn)大規(guī)模地轉(zhuǎn)移到中產(chǎn) 階級(jí)家庭已經(jīng)不堪重負(fù)的肩膀上。由此可見,全文論談的是中產(chǎn)階級(jí)面臨的危險(xiǎn)困境,因此 B選項(xiàng)為最佳標(biāo)題。

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