Personal Income & Personal Disposable Income：Personal Income Personal Disposable Income:PersonalIt measures the amount of after-tax income that households have to spend on goods andprofits plus the capital consumption allowance.

Substitution and Income Effects：Substitution and Income Effects:effectconsumers tend to buy more of them when their income rises.

Income Elasticity of Demand：elasticity of demand

Currency Regimes– Fixed Parity and Target Zone：Currency Regimes– Fixed:Parity and Target Zone;to ±2 percent around the parity. Thus greater scope for discretionarypolicy.

Statement of Comprehensive Income：begins with profit or loss from the income statement.

Income Statement – Revenue, Other Income, Expenses：Other,Netprofit= Net income

Income Statement– Operating Profit：and taxes EBIT.

Aggregate Output and Income：The aggregate:incomerentAggregate Expenditure

What are the responsibilities of the members in reference to the CFA Institute?：Once accepted as a member:每年交述職報告和年費but must not over promise the competency and future investment results.Case

How to understand loyalty, prudence and care in duty to clients?：The client or prospective client permits disclosure of the information.（在法律允許或客戶同意的情況下可以披露）,members and candidates must comply with the law.（在某些情況下法律要求。

What they should pay attention to,when employees leaving employer?：

How to understand “misconduct”?：integrity,or competence. （任何不誠信的行為都是misconduct,or other disputes unrelated to professional ethics. （不能濫用該準則來解決私人問題）:is violation. （如果沒有做盡職調查就違反了misconduct準則）,